Interest rates on Pakistan National Saving Schemes from October-12

Following are NSS profit rates effective from October2012

Defense Saving Certificates profit rate

 

Effective Period Rate
(% p.a.)
Payable Amount (Principal + Profit ) On Investment of Every Rs.100,000/- On Completion Of
From To 1st Year 2 Years 3 Years 4 Years 5 Years 6Years 7 Years 8 Years 9 Years 10 Years
25-Nov-93 12-Nov-96 16.00% 113,000     128,000     147,000     170,000     198,000     232,000     272,000     319,000     375,000 441,000
13-Nov-96 13-May-99 18.04% 114,500     132,000     153,000     178,000     208,000     246,000     294,000     354,000     429,000 525,000
14-May-99 31-Dec-99 15.97% 112,000     130,000     150,000     172,000     200,000     232,000     270,000     316,000     380,000 440,000
01-Jan-00 30-May-00 15.01% 111,000     128,000     146,000     166,000     192,000     221,000     253,000     295,000     352,000 405,000
31-May-00 30-Jun-00 14.01% 109,000     121,000     138,000     157,000     184,000     210,000     238,000     275,000     322,000 371,000
01-Jul-01 31-Dec-01 15.01% 110,000     123,000     142,000     162,000     192,000     221,000     254,000     295,000     348,000    405,000
01-Jan-02 30-Jun-02 14.13% 109,000     121,000     138,000     157,000     184,000     210,000     238,000     275,000     322,000    375,000
01-Jul-02 31-Dec-02 11.61% 107,000     115,000     124,000     135,000     149,000     165,000     186,000     210,000     250,000    300,000
01-Jan-03 30-Jun-03 10.03% 106,000     113,000     121,000     130,000     140,000     154,000     171,000     192,000     222,000    260,000
01-Jul-03 31-Dec-03 8.50% 105,000     111,000     118,000     126,000     135,000     145,000     157,000     174,000     197,000    226,000
01-Jan-04 21-Jun-04 7.96% 104,000     109,000     114,000     120,000     127,000     138,000     150,000     165,000     188,000    215,000
22-Jun-04 30-Jun-04 8.15% 104,000     109,000     114,000     120,000     127,000     138,000     150,000     165,000     188,000    215,000
01-Jul-04 30-Jun-05 8.20% 104,000     109,000     115,000     120,000     130,000     139,000     150,000     166,000     189,000    219,000
01-Jul-05 05-Jun-06 9.46% 105,000     112,000     119,000     128,000     138,000     150,000     163,000     183,000     211,000    247,000
05-Jun-06 22-Jun-07 10.03% 106,000     113,000     121,000     130,000     140,000     154,000     171,000     192,000     222,000    260,000
23-Jun-07 23-Jun-08 10.15% 107,000     116,000     126,000     138,000     151,000     166,000     184,000     206,000     232,000    263,000
24-Jun-08 30-Sep-10 12.15% 108,000     118,000     129,000     142,000     158,000     177,000     201,000     230,000     265,000    315,000
01-Oct-10 31-Dec-10 12.60% 108,000     117,000     128,000     140,000     158,000     180,000     210,000     245,000     285,000    327,630
01-Jan-11 30-Sep-2011 13.55% 108,000     117,000 128,000   142,000 160,000 183,000 213,000 251,000 298,000 356,000
01-Oct-11 31-Dec-11 12.68% 107,000     115,000 125,000   138,000 155,000 176,000 202,000 235,000 277,000 330,000
01-Jan-12 31-Mar-12 11.90% 105,500     112,000 120,000   131,000 146,000 166,000 191,000 222,000 260,000 308,000
01-Apr-12 30-Jun-12 12.33% 107,000     115,000 125,000   138,000 155,000 176,000 202,000 234,000 273,000 320,000
01-Jul-12 26-Aug-12 12.68% 107,000     115,000 125,000   138,000 155,000 176,000 202,000 235,000 277,000 330,000
27-Aug-12 11-Oct-12 11.50% 107,000     115,000 124,000   135,000 148,000 165,000 187,000 215,000 251,000 297,000
12-Oct-12 Till date 11.04% 106,000     113,000 121,000   131,000 144,000 161,000 182,000 208,000 242,000 285,000

 

 

Behbood Saving

 

Effective Period Monthly Profit
on Each
Rs.100,000/-

(Rs)

Rate
(% p.a.)
From To
01-Jul-03 30-Jun-05  840.00 10.08%
01-Jul-05 04-Jun-06  920.00 11.04%
05-Jun-06 22-Jun-07  960.00 11.52%
23-Jun-07 23-Jun-08  970.00 11.64%
24-Jun-08 30-Sep-08  1130.00 13.56%
01-Oct-08 30-Nov-08 1250.00 15.00%
01-Dec-08 31-Mar-09 1400.00 16.80%
01-Apr-09 30-Jun-09 1342.00 16.10%
01-Jul-09 30-Sep-10 1180.00 14.16%
01-Oct-10 31-Dec-10 1220.00 14.64%
01-Jan-11 30-Sep-11 1280.00 15.36%
01-Oct-11 31-Dec-11 1200.00 14.40%
01-Jan-12 31-Mar-12 1155.00 13.86%
01-Apr-12 30-Jun-12 1190.00 14.28%
01-Jul-12 26-Aug-12 1220.00 14.64%
27-Aug-12 11-Oct-12 1125.00 13.50%
12-Oct-12 Till Date 1080.00 12.96%

 

Special Saving Certificates

 

 

Effective Period   Periodical Profits On Investment of Each Rs.100,000/- After Completion Of
From To 06- Months 01-Year 1/2 Year 2 Years 1/2 Years 03-Years
13-Nov-96 13-May-99 Rate (% p.a.) 16.00% 16.00% 16.00% 16.00% 16.00% 18.00%
Profit (PKR)             8,000.00             8,000.00             8,000.00             8,000.00             8,000.00             9,000.00
14-May-99 31-Dec-99 Rate (% p.a.) 14.00% 14.00% 14.00% 14.00% 14.00% 16.00%
Profit (PKR)             7,000.00             7,000.00             7,000.00             7,000.00             7,000.00             8,000.00
01-Jan-00 30-May-00 Rate (% p.a.) 12.00% 12.00% 12.00% 12.00% 12.00% 14.00%
Profit (PKR)             6,000.00             6,000.00             6,000.00             6,000.00             6,000.00             7,000.00
31-May-00 30-Jun-00 Rate (% p.a.) 12.00% 12.00% 12.00% 12.00% 12.00% 14.00%
Profit (PKR)             6,000.00             6,000.00             6,000.00             6,000.00             6,000.00             7,000.00
01-Jul-00 30-Jun-01 Rate (% p.a.) 11.00% 11.00% 11.00% 11.00% 11.00% 12.00%
Profit (PKR)             5,500.00             5,500.00             5,500.00             5,500.00             5,500.00             6,000.00
01-Jul-01 31-Dec-01 Rate (% p.a.) 12.20% 12.20% 12.20% 12.20% 12.20% 13.20%
Profit (PKR)             6,100.00             6,100.00             6,100.00             6,100.00             6,100.00             6,600.00
01-Jan-02 30-Jun-02 Rate (% p.a.) 12.20% 12.20% 12.20% 12.20% 12.20% 13.20%
Profit (PKR)             6,100.00             6,100.00             6,100.00             6,100.00             6,100.00             6,600.00
01-Jul-02 31-Dec-02 Rate (% p.a.) 10.30% 10.30% 10.30% 10.30% 10.30% 11.30%
Profit (PKR)             5,150.00             5,150.00             5,150.00             5,150.00             5,150.00             5,650.00
01-Jan-03 30-Jun-03 Rate (% p.a.) 8.50% 8.50% 8.50% 8.50% 8.50% 9.50%
Profit (PKR)             4,250.00             4,250.00             4,250.00             4,250.00             4,250.00             4,750.00
01-Jul-03 31-Dec-03 Rate (% p.a.) 7.50% 7.50% 7.50% 7.50% 7.50% 8.50%
Profit (PKR)             3,750.00             3,750.00             3,750.00             3,750.00             3,750.00             4,250.00
01-Jan-04 30-Jun-04 Rate (% p.a.) 7.00% 7.00% 7.00% 7.00% 7.00% 8.00%
Profit (PKR)             3,500.00             3,500.00             3,500.00             3,500.00             3,500.00             4,000.00
01-Jul-04 31-Dec-04 Rate (% p.a.) 6.80% 6.80% 6.80% 6.80% 6.80% 7.70%
Profit (PKR)             3,400.00             3,400.00             3,400.00             3,400.00             3,400.00             3,850.00
01-Jan-05 30-Jun-05 Rate (% p.a.) 6.80% 6.80% 6.80% 6.80% 6.80% 7.70%
Profit (PKR)             3,400.00             3,400.00             3,400.00             3,400.00             3,400.00             3,850.00
01-Jul-05 04-Jun-06 Rate (% p.a.) 8.40% 8.40% 8.40% 8.40% 8.40% 9.60%
Profit (PKR)             4,200.00             4,200.00             4,200.00             4,200.00             4,200.00             4,800.00
05-Jun-06 22-Jun-07 Rate (% p.a.) 9.00% 9.00% 9.00% 9.00% 9.00% 10.00%
Profit (PKR)

            4,500.00

            4,500.00

            4,500.00

            4,500.00

            4,500.00

            5,000.00

23-Jun-07

23-Jun-08

Rate (% p.a.)

9.00%

9.00%

9.00%

9.00%

9.00%

10.50%

Profit (PKR)

            4,500.00

            4,500.00

            4,500.00

            4,500.00

            4,500.00

            5,250.00

 24-Jun-08

30-Sep-08

Rate (% p.a.)

11.00%

11.00%

11.00%

11.00%

11.00%

12.50%

Profit (PKR)

5,500.00

5,500.00

5,500.00

5,500.00

5,500.00

6,250.00

01-Oct-08

31-Nov-08

Rate (% p.a.) 12.8% 12.8% 12.8% 12.8% 12.8% 14%
Profit (PKR) 6400 6400 6400 6400 6400 7000.00

01-Dec-08

31-Mar-09

             
Profit (PKR) 7200 7200 7200 7200 7200 7600.00

01-Apr-09

30-Jun-09

             
Profit (PKR) 6500 6500 6500 6500 6500 7100.00

01-Jul-09

30-Sep-10

             
Profit (PKR) 5800 5800 5800 5800 5800 6000.00

01-Oct-10

31-Dec-10

Rate (% p.a.) 12% 12% 12% 12% 12% 12.80%
Profit (PKR) 6000 6000 6000 6000 6000 6400

01-Jan-11

30-Sep-11

Rate (% p.a.) 13.20% 13.20% 13.20% 13.20% 13.20% 14.00%
Profit (PKR) 6600 6600 6600 6600 6600 7000

01-Oct-11

31-Dec-11

Rate (% p.a.) 12.40% 12.40% 12.40% 12.40% 12.40% 13.00%
Profit (PKR) 6200 6200 6200 6200 6200 6500

01-Jan-12

31-Mar-12

Rate (% p.a.) 11.60% 11.60% 11.60% 11.60% 11.60% 12.00%
Profit (PKR) 5800 5800 5800 5800 5800 6000

01-Apr-12

30-Jun-12

Rate (% p.a.) 11.80% 11.80% 11.80% 11.80% 11.80% 12.20%
Profit (PKR) 5900 5900 5900 5900 5900 6100

01-Jul-12

26-Aug-12

Rate (% p.a.) 11.90% 11.90% 11.90% 11.90% 11.90% 12.60%
Profit (PKR) 5950 5950 5950 5950 5950 6300

27-Aug-12

11-Oct-12

Rate (% p.a.) 10.70% 10.70% 10.70% 10.70% 10.70% 11.30%
Profit (PKR) 5350 5350 5350 5350 5350 5650

12-Oct-12

Till date

Rate (% p.a.) 9.90% 9.90% 9.90% 9.90% 9.90% 10.50%
Profit (PKR) 4950 4950 4950 4950 4950 5250

80 Comments

  1. AGHA SALAHUDDIN KHAN

    sir, i am 67 years old, i want to deposit RS- 2500000 in monthly PENSION SCHEME. what is the rate of new rate of interest, and how mutch money i will get monthly of this amount,…thanks…AGHA.S.KHAN

  2. muhammad ghulam ahmed

    sir,i am 78 years old..i also get pension.i am retired from food department..i want to deposit 200000 rupees.what will be the new rate of interest..and how much money i would get from this account…thanks..ghulam ahmed

  3. Dear Rahim, Power of Attorney is a long and cumbersome procedure. Why to adopt this way which in our Urdu language is called “via Bathinda”.

    I and my wife have two monthly income schemes. Every six months or a year I get the due profit from NSC through a Bank Cheque issued in my name, forwarded to me abroad and then I send it to my Pakistan Bank Account. Simple as it is.

    The fact is most of the above questions are from people who does not have the minimum ability to read properly. They just have money and want information and depend on “you”. 90% question on this web are waste of time viz answers to those are already available on the web but they do not want to take pain to ready properly and understand.

    I am always appreciative of your painful efforts in keeping this web. It is my advice that you ignore these stupid questions and answer only those queries answers to which are not available on these pages or which have not already been explained and thus saved time you give to updating this site which since long is awaiting your attention as you had been paying some years back.

    Regards and ever wishing you well

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