Interest rates on Pakistan National Saving Schemes from October-12

Following are NSS profit rates effective from October2012

Defense Saving Certificates profit rate

 

Effective PeriodRate
(% p.a.)
Payable Amount (Principal + Profit ) On Investment of Every Rs.100,000/- On Completion Of
FromTo1st Year2 Years3 Years4 Years5 Years6Years7 Years8 Years9 Years10 Years
25-Nov-9312-Nov-9616.00%113,000    128,000    147,000    170,000    198,000    232,000    272,000    319,000    375,000441,000
13-Nov-9613-May-9918.04%114,500    132,000    153,000    178,000    208,000    246,000    294,000    354,000    429,000525,000
14-May-9931-Dec-9915.97%112,000    130,000    150,000    172,000    200,000    232,000    270,000    316,000    380,000440,000
01-Jan-0030-May-0015.01%111,000    128,000    146,000    166,000    192,000    221,000    253,000    295,000    352,000405,000
31-May-0030-Jun-0014.01%109,000    121,000    138,000    157,000    184,000    210,000    238,000    275,000    322,000371,000
01-Jul-0131-Dec-0115.01%110,000    123,000    142,000    162,000    192,000    221,000    254,000    295,000    348,000   405,000
01-Jan-0230-Jun-0214.13%109,000    121,000    138,000    157,000    184,000    210,000    238,000    275,000    322,000   375,000
01-Jul-0231-Dec-0211.61%107,000    115,000    124,000    135,000    149,000    165,000    186,000    210,000    250,000   300,000
01-Jan-0330-Jun-0310.03%106,000    113,000    121,000    130,000    140,000    154,000    171,000    192,000    222,000   260,000
01-Jul-0331-Dec-038.50%105,000    111,000    118,000    126,000    135,000    145,000    157,000    174,000    197,000   226,000
01-Jan-0421-Jun-047.96%104,000    109,000    114,000    120,000    127,000    138,000    150,000    165,000    188,000   215,000
22-Jun-0430-Jun-048.15%104,000    109,000    114,000    120,000    127,000    138,000    150,000    165,000    188,000   215,000
01-Jul-0430-Jun-058.20%104,000    109,000    115,000    120,000    130,000    139,000    150,000    166,000    189,000   219,000
01-Jul-0505-Jun-069.46%105,000    112,000    119,000    128,000    138,000    150,000    163,000    183,000    211,000   247,000
05-Jun-0622-Jun-0710.03%106,000    113,000    121,000    130,000    140,000    154,000    171,000    192,000    222,000   260,000
23-Jun-0723-Jun-0810.15%107,000    116,000    126,000    138,000    151,000    166,000    184,000    206,000    232,000   263,000
24-Jun-0830-Sep-1012.15%108,000    118,000    129,000    142,000    158,000    177,000    201,000    230,000    265,000   315,000
01-Oct-1031-Dec-1012.60%108,000    117,000    128,000    140,000    158,000    180,000    210,000    245,000    285,000   327,630
01-Jan-1130-Sep-201113.55%108,000    117,000128,000  142,000160,000183,000213,000251,000298,000356,000
01-Oct-1131-Dec-1112.68%107,000    115,000125,000  138,000155,000176,000202,000235,000277,000330,000
01-Jan-1231-Mar-1211.90%105,500    112,000120,000  131,000146,000166,000191,000222,000260,000308,000
01-Apr-1230-Jun-1212.33%107,000    115,000125,000  138,000155,000176,000202,000234,000273,000320,000
01-Jul-1226-Aug-1212.68%107,000    115,000125,000  138,000155,000176,000202,000235,000277,000330,000
27-Aug-1211-Oct-1211.50%107,000    115,000124,000  135,000148,000165,000187,000215,000251,000297,000
12-Oct-12Till date11.04%106,000    113,000121,000  131,000144,000161,000182,000208,000242,000285,000

 

 

Behbood Saving

 

Effective PeriodMonthly Profit
on Each
Rs.100,000/-

(Rs)

Rate
(% p.a.)
FromTo
01-Jul-0330-Jun-05 840.0010.08%
01-Jul-0504-Jun-06 920.0011.04%
05-Jun-0622-Jun-07 960.0011.52%
23-Jun-0723-Jun-08 970.0011.64%
24-Jun-0830-Sep-08 1130.0013.56%
01-Oct-0830-Nov-081250.0015.00%
01-Dec-0831-Mar-091400.0016.80%
01-Apr-0930-Jun-091342.0016.10%
01-Jul-0930-Sep-101180.0014.16%
01-Oct-1031-Dec-101220.0014.64%
01-Jan-1130-Sep-111280.0015.36%
01-Oct-1131-Dec-111200.0014.40%
01-Jan-1231-Mar-121155.0013.86%
01-Apr-1230-Jun-121190.0014.28%
01-Jul-1226-Aug-121220.0014.64%
27-Aug-1211-Oct-121125.0013.50%
12-Oct-12Till Date1080.0012.96%

 

Special Saving Certificates

 

 

Effective Period Periodical Profits On Investment of Each Rs.100,000/- After Completion Of
FromTo06- Months01-Year1/2 Year2 Years1/2 Years03-Years
13-Nov-9613-May-99Rate (% p.a.)16.00%16.00%16.00%16.00%16.00%18.00%
Profit (PKR)            8,000.00            8,000.00            8,000.00            8,000.00            8,000.00            9,000.00
14-May-9931-Dec-99Rate (% p.a.)14.00%14.00%14.00%14.00%14.00%16.00%
Profit (PKR)            7,000.00            7,000.00            7,000.00            7,000.00            7,000.00            8,000.00
01-Jan-0030-May-00Rate (% p.a.)12.00%12.00%12.00%12.00%12.00%14.00%
Profit (PKR)            6,000.00            6,000.00            6,000.00            6,000.00            6,000.00            7,000.00
31-May-0030-Jun-00Rate (% p.a.)12.00%12.00%12.00%12.00%12.00%14.00%
Profit (PKR)            6,000.00            6,000.00            6,000.00            6,000.00            6,000.00            7,000.00
01-Jul-0030-Jun-01Rate (% p.a.)11.00%11.00%11.00%11.00%11.00%12.00%
Profit (PKR)            5,500.00            5,500.00            5,500.00            5,500.00            5,500.00            6,000.00
01-Jul-0131-Dec-01Rate (% p.a.)12.20%12.20%12.20%12.20%12.20%13.20%
Profit (PKR)            6,100.00            6,100.00            6,100.00            6,100.00            6,100.00            6,600.00
01-Jan-0230-Jun-02Rate (% p.a.)12.20%12.20%12.20%12.20%12.20%13.20%
Profit (PKR)            6,100.00            6,100.00            6,100.00            6,100.00            6,100.00            6,600.00
01-Jul-0231-Dec-02Rate (% p.a.)10.30%10.30%10.30%10.30%10.30%11.30%
Profit (PKR)            5,150.00            5,150.00            5,150.00            5,150.00            5,150.00            5,650.00
01-Jan-0330-Jun-03Rate (% p.a.)8.50%8.50%8.50%8.50%8.50%9.50%
Profit (PKR)            4,250.00            4,250.00            4,250.00            4,250.00            4,250.00            4,750.00
01-Jul-0331-Dec-03Rate (% p.a.)7.50%7.50%7.50%7.50%7.50%8.50%
Profit (PKR)            3,750.00            3,750.00            3,750.00            3,750.00            3,750.00            4,250.00
01-Jan-0430-Jun-04Rate (% p.a.)7.00%7.00%7.00%7.00%7.00%8.00%
Profit (PKR)            3,500.00            3,500.00            3,500.00            3,500.00            3,500.00            4,000.00
01-Jul-0431-Dec-04Rate (% p.a.)6.80%6.80%6.80%6.80%6.80%7.70%
Profit (PKR)            3,400.00            3,400.00            3,400.00            3,400.00            3,400.00            3,850.00
01-Jan-0530-Jun-05Rate (% p.a.)6.80%6.80%6.80%6.80%6.80%7.70%
Profit (PKR)            3,400.00            3,400.00            3,400.00            3,400.00            3,400.00            3,850.00
01-Jul-0504-Jun-06Rate (% p.a.)8.40%8.40%8.40%8.40%8.40%9.60%
Profit (PKR)            4,200.00            4,200.00            4,200.00            4,200.00            4,200.00            4,800.00
05-Jun-0622-Jun-07Rate (% p.a.)9.00%9.00%9.00%9.00%9.00%10.00%
Profit (PKR)

            4,500.00

            4,500.00

            4,500.00

            4,500.00

            4,500.00

            5,000.00

23-Jun-07

23-Jun-08

Rate (% p.a.)

9.00%

9.00%

9.00%

9.00%

9.00%

10.50%

Profit (PKR)

            4,500.00

            4,500.00

            4,500.00

            4,500.00

            4,500.00

            5,250.00

 24-Jun-08

30-Sep-08

Rate (% p.a.)

11.00%

11.00%

11.00%

11.00%

11.00%

12.50%

Profit (PKR)

5,500.00

5,500.00

5,500.00

5,500.00

5,500.00

6,250.00

01-Oct-08

31-Nov-08

Rate (% p.a.)12.8%12.8%12.8%12.8%12.8%14%
Profit (PKR)640064006400640064007000.00

01-Dec-08

31-Mar-09

       
Profit (PKR)720072007200720072007600.00

01-Apr-09

30-Jun-09

       
Profit (PKR)650065006500650065007100.00

01-Jul-09

30-Sep-10

       
Profit (PKR)580058005800580058006000.00

01-Oct-10

31-Dec-10

Rate (% p.a.)12%12%12%12%12%12.80%
Profit (PKR)600060006000600060006400

01-Jan-11

30-Sep-11

Rate (% p.a.)13.20%13.20%13.20%13.20%13.20%14.00%
Profit (PKR)660066006600660066007000

01-Oct-11

31-Dec-11

Rate (% p.a.)12.40%12.40%12.40%12.40%12.40%13.00%
Profit (PKR)620062006200620062006500

01-Jan-12

31-Mar-12

Rate (% p.a.)11.60%11.60%11.60%11.60%11.60%12.00%
Profit (PKR)580058005800580058006000

01-Apr-12

30-Jun-12

Rate (% p.a.)11.80%11.80%11.80%11.80%11.80%12.20%
Profit (PKR)590059005900590059006100

01-Jul-12

26-Aug-12

Rate (% p.a.)11.90%11.90%11.90%11.90%11.90%12.60%
Profit (PKR)595059505950595059506300

27-Aug-12

11-Oct-12

Rate (% p.a.)10.70%10.70%10.70%10.70%10.70%11.30%
Profit (PKR)535053505350535053505650

12-Oct-12

Till date

Rate (% p.a.)9.90%9.90%9.90%9.90%9.90%10.50%
Profit (PKR)495049504950495049505250

Leave a Reply

  1. sir, i am 67 years old, i want to deposit RS- 2500000 in monthly PENSION SCHEME. what is the rate of new rate of interest, and how mutch money i will get monthly of this amount,…thanks…AGHA.S.KHAN

  2. sir,i am 78 years old..i also get pension.i am retired from food department..i want to deposit 200000 rupees.what will be the new rate of interest..and how much money i would get from this account…thanks..ghulam ahmed

    • New profit rate on Behbood Saving Certificates is is 14.64%. Profit will be 1220 rupees per month for each one lakh rupees (Rs.2440 for 200000 investment).

  3. Dear Rahim, Power of Attorney is a long and cumbersome procedure. Why to adopt this way which in our Urdu language is called “via Bathinda”.

    I and my wife have two monthly income schemes. Every six months or a year I get the due profit from NSC through a Bank Cheque issued in my name, forwarded to me abroad and then I send it to my Pakistan Bank Account. Simple as it is.

    The fact is most of the above questions are from people who does not have the minimum ability to read properly. They just have money and want information and depend on “you”. 90% question on this web are waste of time viz answers to those are already available on the web but they do not want to take pain to ready properly and understand.

    I am always appreciative of your painful efforts in keeping this web. It is my advice that you ignore these stupid questions and answer only those queries answers to which are not available on these pages or which have not already been explained and thus saved time you give to updating this site which since long is awaiting your attention as you had been paying some years back.

    Regards and ever wishing you well

  4. You ought to be a part of a contest for one of the highest quality blogs online.
    I’m going to recommend this site!